(As of July 2025) The Canada Revenue Agency (CRA) continues to issue quarterly GST/HST tax credits to help low- and moderate-income Canadians offset the cost of goods and services taxes. For the 2025–2026 benefit year, payments are based on your 2024 income tax return.
This guide explains the eligibility requirements, maximum amounts for individuals and families, key payment dates, and what to do if you’re not receiving your credit. It’s an automatic benefit—but you must file taxes to qualify.
Learn who qualifies for the 2025–2026 GST/HST tax credit, how much you can receive, and when payments are issued.
What Is the GST/HST Credit?
The GST/HST credit is a tax-free quarterly payment designed to help lower the tax burden of low- and middle-income Canadians. It is issued by the CRA and based on your previous year’s income, marital status, and number of children under 19.
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Payments for the 2025–2026 year are issued from July 2025 to April 2026 and are based on your 2024 tax return.
Who Is Eligible for the 2025–2026 GST/HST Credit?
You may qualify if you meet the following:
- Are a Canadian resident for tax purposes
- Are 19 or older, or live with a spouse/common-law partner, or have a child
- Have a net family income under the CRA thresholds
- Filed a 2024 income tax return
You don’t need to apply separately. CRA automatically assesses eligibility when you file your return.
📢 Check Your CRA Account: You Might Already Be Getting Paid!
GST/HST credit is issued even if you have no taxable income. If your tax return is up to date and you qualify, payments are automatic. Be sure to check your CRA My Account for details or missed deposits.
How Much Will You Receive?
For 2025–2026, the maximum annual amounts are:
- $325 for a single adult
- $171 for a spouse or common-law partner
- $171 per child under 19
Amounts are reduced as net income exceeds ~$42,000. Final benefit depends on your adjusted family net income (AFNI).
Payment Dates for 2025–2026
GST/HST credits are paid quarterly on these dates:
- July 5, 2025
- October 4, 2025
- January 3, 2026
- April 3, 2026
Direct deposit is recommended for faster access to your funds.
What to Do If You Didn’t Receive It
If you’re eligible but didn’t receive your payment, check the following:
- Did you file your 2024 tax return?
- Is your address and direct deposit info up to date with CRA?
- Are you checking the right bank account?
Contact the CRA at 1-800-387-1193 if you suspect your payment is missing or delayed.
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Summary
- Tax-free quarterly payment based on 2024 income
- Up to $325 for individuals + $171 per child
- Automatically assessed after filing taxes
- Issued every July, October, January, and April
Keep your CRA records up to date and file your return on time to ensure you receive your full entitlement.
💸 FAQ: GST/HST Credit 2025–2026
Q1. Do I need to apply separately for the GST/HST credit?
No. Filing your annual income tax return is enough. CRA will assess your eligibility automatically.
Q2. Is the GST/HST credit taxable income?
No, it is a non-taxable benefit and does not affect other income-based supports.
Q3. Can newcomers to Canada receive this credit?
Yes, if they have filed a tax return and meet residency and income requirements.
Q4. What happens if I forget to file my taxes?
You won’t receive the credit. Late filing will delay or prevent your eligibility.
Q5. Where can I check my payment status?
Log into CRA My Account or use the MyCRA mobile app to view your benefit payments and details.
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