2025–2026 GST/HST Credit: Payment Dates, Increase Details, and CRA Schedule

(As of July 2025) The Goods and Services Tax (GST)/Harmonized Sales Tax (HST) Credit provides quarterly tax-free payments to help offset sales taxes for low- and modest-income Canadians. The 2025–2026 benefit year comes with new indexed payment increases.

This post summarizes the latest CRA schedule for 2025–2026 GST/HST Credit, including July 2025 payments, annual amounts, income thresholds, and eligibility conditions. If you received the July payment or expect one in October, this guide is for you.

CRA’s quarterly GST credit: July 2025 schedule, payment increases, and eligibility guide

What is the GST/HST Credit?

The GST/HST Credit is a federal tax-free benefit paid quarterly by the Canada Revenue Agency (CRA). It helps individuals and families with low to modest incomes offset the goods and services tax (GST) or harmonized sales tax (HST) they pay.

This credit is automatically calculated based on your tax return. You do not need to apply separately. If you’re eligible, CRA sends payments in July, October, January, and April each year.

Eligibility for the 2025–2026 GST/HST Credit

To be eligible for the GST/HST Credit during the 2025–2026 benefit year (starting July 2025), you must:

• Be at least 19 years old by December 31, 2024
• Be a Canadian resident for income tax purposes
• Have filed your 2024 income tax return
• Fall within the income thresholds defined by CRA

Note: If you’re under 19, you may still qualify if you have a spouse/common-law partner or a child you live with.

📢 CRA confirms July 2025 GST Credit with increased payments

The CRA has Verifiedly issued the first quarterly GST/HST Credit for the 2025–2026 benefit year in July 2025. The amounts have increased due to inflation indexation. If your tax return was assessed before June 30, 2025, you should have received your payment automatically.

How much is the GST/HST Credit in 2025?

As of the 2025–2026 benefit year, the maximum annual amounts are approximately:

• $533 for a single individual (including the $349 base amount)
• $698 for a married/common-law couple (up to $1,066 with 2 children)
• $184 per child under 19

Exact amounts vary depending on your family income and number of children. CRA automatically calculates your benefit using your 2024 income tax return.

2025–2026 GST/HST Credit Payment Dates

For the current benefit year (July 2025 – June 2026), CRA issues GST/HST Credit on the following dates:

• July 5, 2025
• October 4, 2025
• January 3, 2026
• April 4, 2026

Payments are made via direct deposit or mailed cheques. To avoid delays, ensure your banking info is updated in CRA My Account.

How to confirm your eligibility and payment

To check your GST/HST Credit status:

1. Sign in to your CRA My Account
2. Click on “Benefits and credits”
3. Select “GST/HST Credit” to see payment dates and amounts

If you didn’t receive your expected payment, CRA may be reviewing your return or waiting on additional information.

Why this benefit matters in 2025

• Quarterly tax-free payments to reduce cost-of-living burdens
• Automatically paid if you file your tax return
• Supports singles, families, and parents with children
• July 2025 payment issued with inflation-based increase

📌 Frequently Asked Questions – GST/HST Credit 2025

💡 Do I have to apply for the GST/HST Credit?

No, the credit is automatically calculated and paid if you file your tax return and qualify based on income.

💡 Why didn’t I receive my July 2025 GST payment?

Your 2024 return may not have been assessed in time, or CRA may need additional verification. Check your CRA My Account for updates.

💡 How do I update my banking info for direct deposit?

Log into CRA My Account > “Profile” > “Direct deposit” to update your bank account details.

💡 Will the credit amounts change again during the year?

No, the credit is fixed annually and paid in four installments. The next update will occur in July 2026.

💡 Can newcomers or non-residents receive this credit?

Only if you are a Canadian resident for tax purposes and have filed your return. Non-residents do not qualify.

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