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The Canada Housing Benefit (CHB) continues to support low-income renters in 2025 through monthly payments delivered via provincial programs. Despite rising housing costs, this benefit remains available through 2028.
This post explains who qualifies, how much you may receive, and how to apply based on your province. Whether you live in Ontario, BC, Alberta or elsewhere, you may still be eligible.
Struggling with rent? Here’s how low-income tenants in Canada can still receive monthly support under the 2025 Housing Benefit.
What is the Canada Housing Benefit?
The Canada Housing Benefit is a joint program between the federal and provincial governments that provides monthly rent assistance to low-income households. First launched in 2020, it’s currently extended through 2028.
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Each province administers its own version. Examples include:
- Ontario: Canada-Ontario Housing Benefit (COHB)
- British Columbia: BC Rental Assistance Program
- Alberta: Temporary Rent Assistance Benefit (TRAB)
Who is Eligible?
Eligibility rules vary by province, but general requirements include:
- Canadian citizenship or permanent residency
- Renting a primary residence
- Household income within your province’s low-income threshold
- Not receiving full rent subsidy through other public housing
📊 How Much Can You Get?
Monthly amounts vary based on household size and location. For example:
- Single renter in Ontario:
- Up to $250/month
- Family of 3 in BC:
- Up to $475/month
- Calgary household under TRAB:
- Up to $300/month
Amounts are calculated using a formula that considers rent paid and household income.
📝 How to Apply in Your Province
You must apply through your local provincial housing authority. Key links include:
Required documents:
- Proof of income (tax return or notice of assessment)
- Lease or rental agreement
- Government-issued ID
Can You Combine This With Other Support?
Yes, the housing benefit can be used alongside:
- Canada Workers Benefit (CWB)
- GST/HST Credit
- Canada Disability Benefit
But it may affect eligibility for some provincial rent-geared-to-income programs, so check with your local office.
Tips for a Smooth Application
- Apply early — funds may run out mid-year in some provinces
- Double-check document formats before uploading online
- Track status using your provincial housing portal
If rent is taking up more than 30% of your monthly income, this benefit may help ease the pressure. Check with your province to apply today.
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Frequently Asked Questions
Q1. Is this benefit available in all provinces?
Yes, though each province administers its own version with different names and payment amounts.
Q2. Can I apply online?
Yes. Most provinces accept applications through their housing websites. Ontario and BC offer full online portals.
Q3. Will this affect my GST/HST credit?
No. Housing benefits are separate and do not count as taxable income or impact federal tax credits.
Q4. Can students apply?
Possibly. If you are renting and meet income thresholds, full-time students may be eligible in certain provinces.
Q5. Do I need to renew my application every year?
Yes. Most housing benefits require annual renewals to reassess income and rent levels.
Canada Mortgage and Housing Corporation (CMHC)