As of July 2025, Canadian residents can claim up to $250 under the Canada Training Credit (CTC) when filing their 2024 tax return. This annual credit helps working-age adults reduce the cost of professional training and post-secondary education.
The CTC is a refundable tax credit designed to encourage lifelong learning, reskilling, and workforce adaptability in a changing job market.
Canada Training Credit 2025 – Save on Tuition with a Refundable Credit Up to $250
- What Is the Canada Training Credit?
- Who Is Eligible for CTC in 2025?
- 📘 Why It Matters – Help for Mid-Career Reskilling and Adult Learning
- How to Claim the Canada Training Credit
- What Types of Training Qualify?
- How Much Can You Get?
- Where to Find Your Credit Limit
- Summary – CTC 2025 Overview
- 📄 Frequently Asked Questions (FAQ)
What Is the Canada Training Credit?
The Canada Training Credit (CTC) is a federal program introduced in 2019 that provides eligible individuals with an annual refundable tax credit of up to $250.
Unused credits accumulate over time, and the lifetime maximum a person can claim is $5,000.
Who Is Eligible for CTC in 2025?
You may be eligible if, in 2024, you:
- Were between 26 and 65 years old
- Were a Canadian resident throughout the year
- Had working income of at least $11,821
- Had net income under $173,205
- Filed your tax return on time
Your eligibility and accumulated credit limit appear on your Notice of Assessment from the CRA.
📘 Why It Matters – Help for Mid-Career Reskilling and Adult Learning
The CTC is especially helpful for adults pursuing microcredentials, certificate programs, online courses, or part-time degrees. Whether you’re switching careers or upgrading your skills, the credit provides partial reimbursement of tuition fees.
This credit is refundable, meaning you receive the money even if you owe no income tax.
How to Claim the Canada Training Credit
You claim the CTC on your tax return using:
- Line 45350 on your T1 General form
- Schedule 11 – Canada Training Credit worksheet
- Attach receipts for eligible tuition fees
The CRA will apply your available CTC limit against the eligible fees you paid in 2024.
What Types of Training Qualify?
Eligible training institutions include:
- Canadian universities and colleges
- Designated trade schools and vocational institutions
- Approved foreign institutions (if you reside outside Canada)
- Certified online programs
Courses must last at least 3 consecutive weeks and require 12+ hours per week of instruction.
How Much Can You Get?
For 2025 (claiming 2024 expenses):
- Annual maximum: $250 per year
- Lifetime limit: $5,000
- Refundable: Yes (you receive it even if no taxes owed)
If you paid $800 in tuition, and your accumulated credit is $500, you could claim $250 for this tax year.
Where to Find Your Credit Limit
Your available Canada Training Credit limit is shown on your:
- Notice of Assessment (NOA)
- CRA My Account
- Schedule 11 carryforward section (prior tax return)
Check your CRA portal to view your personalized limit before filing.
Summary – CTC 2025 Overview
- Program: Canada Training Credit (CTC)
- Max Claim 2025: $250 (2024 tuition)
- Eligibility: Ages 26–65, income $11,821–$173,205
- Claim on: Line 45350 + Schedule 11
- Refundable: Yes
📄 Frequently Asked Questions (FAQ)
Can I claim the CTC if I already used tuition credits?
Yes. The CTC is separate from the Tuition Tax Credit. You can claim both in the same year if eligible.
Can I carry forward unused credit?
Yes. If you don’t use your full annual credit, the balance accumulates each year up to $5,000 lifetime.
Do online courses qualify?
Yes, if the course meets the time requirements and is offered by an approved institution.
Can I use the CTC for non-academic training?
Yes. As long as the provider is approved and the course is career-related, non-degree programs qualify.
Where can I see my available CTC limit?
Check your CRA My Account or your latest Notice of Assessment under “Canada training credit limit.”