(As of June 2025) The GST/HST credit is a tax-free quarterly payment that helps low- and modest-income Canadians offset the sales tax they pay. Many people receive it automatically after filing taxes—but not everyone qualifies.
This guide explains the 2025 GST/HST credit rules, payment schedule, income thresholds, and whether you need to apply or will be paid automatically.
Learn how the GST/HST credit works in 2025, who qualifies, and when payments are issued in Canada.
What Is the GST/HST Credit?
The Goods and Services Tax / Harmonized Sales Tax (GST/HST) credit is a federal program from the Canada Revenue Agency (CRA). It provides financial assistance to individuals and families with low to moderate incomes by reimbursing part of the taxes paid on purchases.
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It is paid every three months and does not affect other federal benefits.
Who Qualifies for the GST/HST Credit in 2025?
To qualify, you must:
- Be 19 years or older
- Be a Canadian resident for income tax purposes
- File an annual tax return (even if you had no income)
- Meet income eligibility (see below)
📢 2025 Income Limits for GST/HST Credit
The credit begins to reduce as income increases. Based on 2023 tax return data (used for 2025 payments), estimated thresholds are:
- Single (no children): Income under $49,200
- Single parent or couple with 1 child: Income under $58,500
- Each additional child: Adds ~$3,000 to income limit
Exact amounts vary and are calculated by CRA based on net family income.
How Much Can You Receive?
The maximum annual credit for the July 2024–June 2025 payment period is:
- $519 for a single individual
- $680 if married or common-law
- $179 per child under age 19
These amounts are adjusted annually for inflation and may increase in July 2025.
Do You Need to Apply?
No separate application is needed. If you file your taxes on time and qualify, the CRA will automatically calculate and send your GST/HST credit.
📌 Tip: If you recently immigrated, submit Form RC151 to register for your first credit cycle.
2025 Payment Schedule
Payments are issued four times a year:
- January 5, 2025
- April 4, 2025
- July 5, 2025
- October 4, 2025
Payments are sent via direct deposit or cheque. You can check the status in your CRA My Account.
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Frequently Asked Questions
Q1. Can I get the credit if I’m a student with no income?
Yes. As long as you are 19 or older and file a return, you may qualify based on your low income.
Q2. Will I lose my credit if my income increases?
Possibly. The credit is income-tested and will be reduced or eliminated if your family income exceeds the limits.
Q3. What happens if I miss the tax filing deadline?
You may miss one or more payments. File as soon as possible to restart your eligibility.
Q4. Do new immigrants automatically receive the credit?
No. They must submit Form RC151 the first time they apply. After that, it becomes automatic with annual tax returns.
Q5. Can CRA deposit it into my bank account?
Yes. Set up direct deposit in your CRA My Account to receive funds faster and securely.
Canada Revenue Agency (CRA)