Updated as of August 2025, the Workfare Income Supplement (WIS) scheme in Singapore continues to provide additional financial support to lower-income workers. Learn who qualifies for WIS 2025, how much you can receive, and how to apply easily.
Targeted at Singaporean workers aged 35 and above, WIS aims to encourage regular employment while supporting retirement savings. Whether you’re employed or self-employed, this guide will walk you through what you need to know in 2025.👇
💼 What Is the Workfare Income Supplement (WIS)?
- Overview of WIS: A Lifeline for Low-Wage Workers
- Eligibility Criteria: Who Can Receive WIS in 2025?
- 💡 How Much Can You Get from WIS in 2025?
- 📋 How to Apply for WIS in Singapore?
- 👀 Can You Combine WIS with Other Government Schemes?
- 🧾 Where to Get Help and More Information?
- Summary of Key Points
- FAQs About WIS 2025
Overview of WIS: A Lifeline for Low-Wage Workers
The Workfare Income Supplement (WIS) is a government initiative by the Ministry of Manpower (MOM) that provides additional income and CPF contributions to older, lower-wage Singaporean workers. The aim is twofold: boost income and increase retirement savings.
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For 2025, the WIS continues to cover both employees and self-employed persons, with payout amounts adjusted based on age, income, and work type. It works as part of a broader social safety net alongside the Silver Support Scheme and ComCare.
- ✅ Supports workers aged 35 and above
- ✅ Covers employees and self-employed persons (SEPs)
- ✅ Up to S$4,200 per year (cash + CPF)
- ✅ Automatic assessment for most workers
📊 Insight: According to MOM data, over 470,000 Singaporeans received WIS in 2024. The scheme remains a key pillar of Singapore’s progressive wage model.
Eligibility Criteria: Who Can Receive WIS in 2025?
Not all low-income earners qualify for WIS. To be eligible in 2025, you must meet the following conditions:
| Criteria | Requirement |
|---|---|
| Age | 35 years and above (inclusive) |
| Nationality | Singapore citizen |
| Annual Income | Up to S$30,000 (including bonuses) |
| Work Type | Employee or Self-Employed |
| CPF Contributions | Regular contributions required for eligibility |
💡 For self-employed individuals, you must declare your income and make Medisave contributions to qualify. Employees are usually assessed automatically.
- 📌 Must not own more than one property
- 📌 Annual assessable income for household ≤ S$70,000
💡 How Much Can You Get from WIS in 2025?
WIS payouts are based on your age and income. Here’s a quick breakdown of potential benefits:
| Age Group | Max Annual WIS | Cash Portion | CPF Portion |
|---|---|---|---|
| 35–44 | S$2,100 | 40% | 60% |
| 45–54 | S$2,800 | 40% | 60% |
| 55–59 | S$3,300 | 40% | 60% |
| 60 and above | S$4,200 | 40% | 60% |
Payouts are made quarterly into your bank account (for cash) and CPF account. For self-employed persons, payouts are made once annually based on declared income.
📋 How to Apply for WIS in Singapore?
The good news? Most employed workers don’t need to apply. The Central Provident Fund (CPF) Board will automatically assess your eligibility based on employer CPF submissions.
For self-employed persons (SEPs), you’ll need to take these steps:
- 💬 Declare your income to IRAS before March 31
- 💰 Make Medisave contributions based on declared income
- ✅ Check WIS eligibility via CPF WIS checker
You can verify your eligibility and estimated payout using the CPF WIS Calculator.
👀 Can You Combine WIS with Other Government Schemes?
Absolutely. WIS is designed to complement other support schemes. You can receive WIS alongside:
- ✔️ Silver Support Scheme
- ✔️ ComCare Long-Term Assistance
- ✔️ GST Vouchers (Cash & U-Save)
- ✔️ Community Health Assist Scheme (CHAS)
🎯 Tip: Combining schemes can increase your overall household support by 30–50%. Be sure to review your eligibility for overlapping programs.
🧾 Where to Get Help and More Information?
For official guidance, visit the CPF Board’s WIS page or contact the CPF call centre at 1800-227-1188.
Local Social Service Offices (SSOs) also provide in-person support for older workers or those facing digital barriers. Don’t hesitate to reach out for help if needed.
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Summary of Key Points
- ✅ WIS 2025 supports Singaporean workers aged 35+ with income ≤ S$30,000
- ✅ Max payout: S$4,200/year (40% cash, 60% CPF)
- ✅ Self-employed workers must declare income and contribute to Medisave
- ✅ Most employees are assessed automatically via CPF
- ✅ Combine with schemes like Silver Support and GSTV for higher benefits
FAQs About WIS 2025
Who is eligible for the Workfare Income Supplement in 2025?
Singaporean citizens aged 35+, earning less than S$2,500/month on average, and contributing to CPF are eligible. Property ownership and household income also apply.
Can I apply for WIS if I’m self-employed?
Yes. You must declare income to IRAS and make Medisave contributions. Payments are issued annually based on eligibility.
How do I check if I’m eligible for WIS?
You can use the CPF WIS Eligibility Checker or log into your CPF account. Employees are automatically assessed.
When are WIS payouts made?
Employees: quarterly (Mar, Jun, Sep, Dec). Self-employed: annually in Q3. Cash goes to bank; CPF to retirement savings.
Can I receive WIS and other support schemes together?
Yes, WIS complements other government aid. Many low-income workers receive WIS along with GSTV, Silver Support, and CHAS.
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