Rental prices remain high across the U.S., but help is still available in 2025 through Emergency Rental Assistance Programs (ERAP). Many states continue to offer rent and utility payment support to eligible tenants facing financial hardship. Even if federal funds are reduced, state-level relief is active β and applying now could prevent eviction or utility shutoffs.
Eviction prevention programs still exist in 2025 β here’s how to apply
What Is the Emergency Rental Assistance Program (ERAP)?
ERAP is a federally initiated program designed to help tenants who are behind on rent or utilities due to financial hardship. While the original federal ERAP funds from 2021β2023 have mostly been spent, many states and counties have extended support into 2025 using leftover or reallocated funds.
Who Qualifies for ERAP in 2025?
Each state has different rules, but general eligibility includes:
- Proof of financial hardship after March 2020
- Household income below 80% of Area Median Income (AMI)
- Past due rent or utility bills
- Risk of eviction or housing instability
π Even if youβve received ERAP funds before, you may qualify again if your situation has changed.
π Behind on Rent? Apply for ERAP Before It’s Gone β
Many states have reopened applications with limited funds. Itβs critical to apply now before resources run out. Depending on where you live, you could receive:
- Up to 18 months of rental arrears covered
- Forward rent assistance for 3 months
- Help with utility bills and relocation costs
β Don’t wait for an eviction notice β apply now and get peace of mind.
How to Apply for ERAP by State
Here’s how to find your stateβs ERAP program:
- Visit nlihc.org/rental-assistance
- Choose your state or city from the map
- Check eligibility requirements and open application periods
- Submit documents such as lease agreements, ID, and proof of hardship
Some states require landlord cooperation, while others allow direct-to-tenant payments.
States With Active ERAP Funding in 2025
As of June 2025, the following states still accept applications:
- New York (NYC: Housing Connect / OTDA)
- California (county-level programs)
- Illinois (State Treasury rental assistance)
- Texas (select cities and counties only)
- Florida (Hardship Relief through HFA)
- Pennsylvania, Michigan, and Arizona also have active local options
π Programs change rapidly β always check the latest status online.
What Documents Do You Need?
Prepare the following:
- Photo ID
- Proof of address (lease or utility bill)
- Proof of income (pay stub, tax return)
- Past due rent or utility notice
Some applications may also require your landlordβs contact information or cooperation.
- β No internet access?
- Call 211 or visit a local community center for help
- β Already received help once?
- You may still be eligible for more
- β Applying as a roommate?
- Each tenant may apply separately in some states
Frequently Asked Questions
Q1. Can I apply if Iβm already in eviction court?
Yes, many ERAP programs prioritize tenants facing active eviction proceedings.
Q2. How long does it take to get approved?
Approval times range from 1β4 weeks, depending on your state and documentation completeness.
Q3. Will this affect my credit?
No, ERAP is a grant β not a loan β and does not appear on your credit report.
Q4. Do I have to repay the money?
No. Itβs not a loan β as long as you meet the eligibility and use the funds correctly.
Q5. Can I get help with utilities too?
Yes, ERAP often includes assistance for gas, electricity, and water bills.
National Low Income Housing Coalition